If your job involves driving a commercial vehicle, then you’re probably vigilant about avoiding an accident. However, despite your best efforts, it’s entirely possible that an accident will eventually occur, which may have you wondering about who may be at fault in your wreck.
Learn more about fault in commercial truck accidents and find out how to win your compensation with the help of a Texas truck accident lawyer.
Company Vehicles and Employer Responsibility
When you drive a company vehicle as part of your job, there is a legal concept you should know about that is called respondeat superior. This means that when you are performing job-related duties, your employer is responsible for your actions, and this extends to when you are operating a company vehicle.
So, when you’re making a delivery in your commercial truck or doing any other sort of work-related driving, your employer is legally responsible for any accident in which you are involved.
Liability Coverage
Your employer will carry liability coverage to pay for any damages suffered by a third-party as a result of a commercial truck accident. This is important because it prevents third parties from filing a claim against your own insurance. Even though they would be considered a third-party, liability coverage excludes other employees who were in your vehicle at the time of the accident.
Issues Related to Third Parties
Many commercial accidents involve only your work vehicle. However, if your commercial accident has been caused due to the negligence of a third-party, then you may be able to receive compensation from the other driver’s insurance policy. The main benefit to this is that your compensation amount will usually be much higher when filing a claim against another driver’s liability coverage. Personal insurance policies will usually cover all of the damages from your accident.
Seek Legal Representation After Commercial Truck Accidents
Commercial truck accidents and legally complicated. Make sure you get the compensation you’re looking for by discussing your case with Braker White.
Our legal professionals are ready to review the facts of your case so that we can tell you the best way to get the level of compensation that you need to recover from your injury.
