Overhead view of a car accident involving two vehicles, one of which is overturned and the other showing significant front-end damage.

What To Do After a Car Accident in Texas

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Car accidents can be traumatic experiences, and knowing what to do immediately afterward can significantly impact your safety, legal standing, and financial well-being. This guide will walk you through the essential steps to take following a car accident in Texas, ensuring you are well-prepared to handle the situation.

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1. Ensure Safety

Your safety and the safety of others should be your first priority. Check yourself and passengers for injuries, and if anyone is hurt, call 911 immediately. If the accident is minor and the vehicles are drivable, move them to a safe location out of the way of traffic to prevent further incidents.

2. Contact Authorities

In Texas, you are required by law to report any accident that results in injury, death, or property damage exceeding $1,000. Calling the police is crucial, as they will document the accident and create an official report, which is often necessary for insurance claims and legal proceedings.

3. Exchange Information

Exchange the following information with the other driver:

  • Full name and contact information
  • Insurance company and policy number
  • Driver’s license and license plate number
  • Make, model, and color of the vehicle

If there are witnesses, collect their contact information as well.

4. Document the Scene

If you are able, take comprehensive photos of the accident scene, including all vehicles involved, any visible damage, road conditions, and traffic signs. These photos can be invaluable evidence for insurance claims and legal disputes.

5. Notify Your Insurance Company

Report the accident to your insurance company as soon as possible. Provide them with all the details, including the police report number if available.

Do you have to report an accident to your insurance in Texas?

Yes, most insurance policies require you to report any accident promptly, regardless of fault. Failure to report may result in denial of coverage.

Do you need a police report to file an insurance claim in Texas?

While not always mandatory, having a police report can strengthen your insurance claim by providing an official account of the incident. Even if you did not contact the police at the accident scene, you can file a report with the Texas Department of Transportation within 10 days if the accident caused injury, death, or significant property damage.

6. Seek Medical Attention

Even if you feel fine, it is essential to seek medical attention after a car accident. Some injuries, like whiplash or internal injuries, may not be immediately apparent. Keep detailed records of all medical visits, treatments, and expenses, as these will be important for any insurance or legal claims.

7. Consult With an Attorney

Hiring a car accident lawyer can be beneficial, especially if:

  • There are significant injuries or fatalities
  • Fault is disputed
  • You are dealing with insurance companies

An experienced attorney can help protect your rights, negotiate with insurers, and ensure you receive fair compensation. 

It’s important to note that Texas has a statute of limitations for car accident claims, meaning you must file your claim within 2 years of the accident. Failing to do so may prevent you from recovering any compensation. Contacting a lawyer as soon as possible ensures your case is handled promptly and that vital evidence is preserved, increasing your chances of a successful outcome.

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What To Do After a Car Accident That Wasn’t Your Fault

If the accident wasn’t your fault, gather as much evidence as possible to support your claim. This includes photos of the scene, witness statements, and police reports. Notify your insurance company, but also contact the other driver’s insurer to begin the claims process. Do not make any statements to your insurance company or claim any fault without first speaking to a skilled personal injury lawyer.

What To Do After a Minor Car Accident

For minor accidents, you may not need to call the police if there are no injuries and minimal property damage. However, it’s still a good idea to exchange information with the other party involved, document the scene, and contact your insurance company.

Do you have to call the police after a minor car accident?

While not always required, having a police report can be helpful, especially if disputes arise later. A police report provides an official record of the incident, which can be crucial for insurance claims and legal matters.

What Happens After a Car Accident That Was Your Fault

If you are at fault, your liability insurance should cover the other party’s damages. It’s important to:

  • Cooperate with your insurer
  • Avoid admitting fault at the scene
  • Document the accident thoroughly

Reach Out To a Lawyer Today

By knowing what to do after a car accident and understanding your rights and responsibilities, you can navigate the aftermath of a car accident in Texas more confidently and effectively. Consulting with an attorney can make a significant difference in protecting your rights and securing the compensation you may deserve after an accident. At Braker White, our experienced car accident lawyers in Odessa and Midland are dedicated to guiding you through every step of the process, from dealing with insurance companies to representing you in court if necessary. Don’t wait to seek the help you need. Contact us today for a free consultation, and let us help you get back on the road to recovery.